Contents COVER STORY 16 | 2018 Plan Sponsors of the Year Honoring the winners in nine categories of plans: five segments of corporate 401(k); two segments of nonprofit DC; public DC; and TRO. RESEARCH 56 | Plan Administration Guide, Part 1 Benefits Integration: Opportunities and challenges of managing multiple plans. PLANSPONSOR SERVICE STARS 68 | From Strength to Strength Introducing the 2018 individual and team service representatives recognized for exceeding expectations in their support of plan sponsors. TOTAL BENEFITS 78 | Finding the Best Course Smarter Social Security and DC plan withdrawal optimization. INVESTMENT FOCUS 80 | Managed Accounts Considering the funds' capabilities, why aren't plan sponsors listening? DB FOCUS 82 | Rising Costs PBGC premiums are high, but there are ways to control them. BEHAVIORAL FINANCE 84 | Taking Responsibility Boomers will rely more on retirement income drawn from DC plans. PLANSPONSOR.com April-May 2018 1 86 | ERISA Examination Cyber Risks Electronic recordkeeping raises concerns. 87 | Saxon Angle New ESG Guidance DOL continues ping pong on social investment issues. 88 | Plan Profile Bonus Deferral Option Participants may elect a different percentage than taken from their pay. APRIL-MAY 2018 2 | Insights 4 | Issue Intro 6 | Survey Says Pet Expenses Before Retirement Savings? 7 | Compliance Update 8 | Upfront Personalizing Financial Education Top-Notch Call Centers Index Fund Usage Increases In 401(k)s Current Retirees Can Absorb Financial Shocks Age and Assetshttp://www.PLANSPONSOR.com