Participant's Deferral Rate Participants With >10% Deferral Rate, by Age 41% 33% 21% 5% <5% >5% - 10% >10% Participants Who Use a Financial Adviser, By Retirement Savings 36% 27% 16% 10% <$50k retirement savings $50k - $100k retirement savings >$100k - $250k retirement savings >$250k retirement savings Households With Total Retirement Savings <$50,000, By Household Income 84% 50% 45% 27% <$50k household income $50k - $100k household income 19% >$100k household income <$50k household income How Would You Prefer to Receive Information on Financial Wellness? 31% 18% 12% Read a short brochure with 3 - 5 actionable steps Attend a 90-minute group seminar 14% Read newsletter via email 15% 10% Browse an interactive, online library Meet with an adviser for 30 minutes Listen to an informative 30-minute podcast $50k - $100k household income >$100k household income Likely to participate 20% Unlikely to participate Participants Deferring >5% of Salary, By Total Household Income 71% 8% Unsure Don't know 12% Under 30 30 - 50 20% >10% Over 50 Likelihood That Employees Not Covered by a DC Plan Would Participate in One if It Were Available 72% 35% PLANSPONSOR.com August - September 2019 43http://www.plansponsordigital.com/plansponsor/august-september_2019/TrackLink.action?pageName=43&exitLink=http%3A%2F%2FPLANSPONSOR.com