CONTENTS May - June 2024 COVER STORY 18 | The Proactive Adviser Advance-thinking and attention to detail help position plans for greatness. FEATURE 22 | Mastering In-Plan Annuities The fiduciary guidance plan sponsors need, to follow a prudent process. AWARDS 26 | 2024 Plan Sponsor of the Year Finalists We recognize exceptional plan sponsors in 10 categories. PLAN ADMINISTRATION 34 | Why a Second Committee? Some companies may divide the labor, to run their plans more effectively. FINANCIAL WELLNESS 36 | Savings Need to Last An overlooked factor in financial wellness is participant withdrawal rates. INSIDE ANGLE 38 | DOL Finalizes QPAM Exemption Plan sponsors will need to monitor their managers. FIDUCIARY FORUM 39 | Filing a VFC Application? What plan sponsors should know in advance. PLAN PROFILE 40 | Careful Consideration COFCO International USA, 2021 winner Corporate 401(k) $25mm - $50mm. PLANSPONSOR.COM May - June 2024 1 2 | INSIGHTS 4 | PARTICIPANT ANALYSIS Age-Driven Insights 6 | RULES & REGULATIONS From Washington And the Courts 10 | UPFRONT Can MEPs and PEPs Close the Gap? Employers Out of Sync CIT Assets vs. Mutual Fund Assets How Can a Late 403(b) Plan Remittance Be Corrected? 14 | CONFERENCE COVERAGE PLANSPONSOR Roadmap: Financial Wellness PLANSPONSOR HSA Conferencehttp://www.PLANSPONSOR.COM