COMING SOON New DC Plan Benchmarking Data Available in Late December! With input from thousands of employers, the 2025 PLANSPONSOR Defined Contribution Plan Benchmarking Report provides in-depth coverage of DC plan design and investments for 50+ industries. The 100+ page reports* include: * Comparisons by asset size category * Plan types and design features * Auto features * Participation and eligibility * Employer match * Plan investments * Retirement income * Fees / expenses * Defined contribution providers * Plan oversight and administration 2025 PLANSPONSOR Defined Contribution Plan Benchmarking Report Reports by Industry are also available for purchase. Reserve your copy before December 31, 2024 to lock in the 2024 prices! Contact Rob Reif at 212-217-6906 or robert.reif@issmediasolutions.com *Purchase required. Subject to usage terms/compliance in licensing agreement. PLANSPONSOR.COM November - December 2024 29 Do you charge an initiation or orgination fee for new loans? All Industries Overall 401(k) 403(b) 457 Money Purchase Profit Sharing ESOP / KSOP* Nonqualified Deferred Compensation (NQDC) MEP/PEP (adopting employer) SEP SIMPLE IRA Other plan types 83.8% 7.8% 15.0% 1.7% 15.6% 3.1% 10.3% 0.2% 0.4% 0.9% 4.0% <$1MM 95.1% 3.7% 1.1% 1.1% 10.5% 0.0% 0.4% 0.0% 0.0% 1.5% 0.0% $1MM$5MM 94.0% 4.5% 2.3% 0.9% 17.7% 1.8% 1.1% 0.0% 0.6% 0.9% 0.0% >$5MM - $10MM 93.4% 4.8% 4.8% 0.3% 18.2% 1.4% 0.9% 0.0% 0.0% 0.9% 0.0% >$10MM$25MM 92.3% 8.6% 5.5% 0.9% 19.0% 2.5% 2.8% 0.0% 0.3% 0.3% 0.0% >$25MM$50MM 89.7% 9.2% 7.0% 0.4% 17.6% 5.5% 9.5% 0.0% 0.7% 1.1% 0.0% >$50MM$100MM 86.2% 7.9% 7.4% 2.6% 19.0% 4.2% 13.8% 0.0% 1.1% 0.0% 0.0% *Includes both Employee Stock Ownership Plans (ESOP) and plans that combine an ESOP with a 401(k) plan (KSOP) >$100MM$200MM 91.0% 6.9% 11.0% 2.1% 20.7% 6.2% 18.6% 0.0% 0.0% 1.4% 0.0% >$200MM$500MM 90.2% 3.8% 8.3% 3.0% 14.3% 6.0% 19.5% 0.0% 0.0% 0.0% 0.0% >$500MM$1B 89.0% 13.7% 21.9% 2.7% 30.1% 2.7% 21.9% 0.0% 1.4% 2.7% 0.0% >$1B 81.8% 14.3% 21.4% 3.9% 12.3% 7.1% 42.9% 0.0% 0.6% 0.6% 0.0% Does your organization offer any of these additional workplace retirement/savings plans? All Industries Overall 401(k) 403(b) 457 Money Purchase Profit Sharing ESOP / KSOP* Nonqualified Deferred Compensation (NQDC) MEP/PEP (adopting employer) SEP SIMPLE IRA Other plan types 83.8% 7.8% 15.0% 1.7% 15.6% 3.1% 10.3% 0.2% 0.4% 0.9% 4.0% <$1MM 95.1% 3.7% 1.1% 1.1% 10.5% 0.0% 0.4% 0.0% 0.0% 1.5% 0.0% $1MM$5MM 94.0% 4.5% 2.3% 0.9% 17.7% 1.8% 1.1% 0.0% 0.6% 0.9% 0.0% >$5MM - $10MM 93.4% 4.8% 4.8% 0.3% 18.2% 1.4% 0.9% 0.0% 0.0% 0.9% 0.0% >$10MM$25MM 92.3% 8.6% 5.5% 0.9% 19.0% 2.5% 2.8% 0.0% 0.3% 0.3% 0.0% >$25MM$50MM 89.7% 9.2% 7.0% 0.4% 17.6% 5.5% 9.5% 0.0% 0.7% 1.1% 0.0% >$50MM$100MM 86.2% 7.9% 7.4% 2.6% 19.0% 4.2% 13.8% 0.0% 1.1% 0.0% 0.0% *Includes both Employee Stock Ownership Plans (ESOP) and plans that combine an ESOP with a 401(k) plan (KSOP) >$100MM$200MM 91.0% 6.9% 11.0% 2.1% 20.7% 6.2% 18.6% 0.0% 0.0% 1.4% 0.0% >$200MM$500MM 90.2% 3.8% 8.3% 3.0% 14.3% 6.0% 19.5% 0.0% 0.0% 0.0% 0.0% >$500MM$1B 89.0% 13.7% 21.9% 2.7% 30.1% 2.7% 21.9% 0.0% 1.4% 2.7% 0.0% >$1B 81.8% 14.3% 21.4% 3.9% 12.3% 7.1% 42.9% 0.0% 0.6% 0.6% 0.0% What type of DC plan does your organization offer? All Industries Overall 401(k) 403(b) 457 Money Purchase Profit Sharing ESOP / KSOP* Nonqualified Deferred Compensation (NQDC) MEP/PEP (adopting employer) SEP SIMPLE IRA Other plan types 83.8% 7.8% 15.0% 1.7% 15.6% 3.1% 10.3% 0.2% 0.4% 0.9% 4.0% <$1MM 95.1% 3.7% 1.1% 1.1% 10.5% 0.0% 0.4% 0.0% 0.0% 1.5% 0.0% $1MM$5MM 94.0% 4.5% 2.3% 0.9% 17.7% 1.8% 1.1% 0.0% 0.6% 0.9% 0.0% >$5MM - $10MM 93.4% 4.8% 4.8% 0.3% 18.2% 1.4% 0.9% 0.0% 0.0% 0.9% 0.0% >$10MM$25MM 92.3% 8.6% 5.5% 0.9% 19.0% 2.5% 2.8% 0.0% 0.3% 0.3% 0.0% >$25MM$50MM 89.7% 9.2% 7.0% 0.4% 17.6% 5.5% 9.5% 0.0% 0.7% 1.1% 0.0% >$50MM$100MM 86.2% 7.9% 7.4% 2.6% 19.0% 4.2% 13.8% 0.0% 1.1% 0.0% 0.0% *Includes both Employee Stock Ownership Plans (ESOP) and plans that combine an ESOP with a 401(k) plan (KSOP) >$100MM$200MM 91.0% 6.9% 11.0% 2.1% 20.7% 6.2% 18.6% 0.0% 0.0% 1.4% 0.0% >$200MM$500MM 90.2% 3.8% 8.3% 3.0% 14.3% 6.0% 19.5% 0.0% 0.0% 0.0% 0.0% >$500MM$1B 89.0% 13.7% 21.9% 2.7% 30.1% 2.7% 21.9% 0.0% 1.4% 2.7% 0.0% >$1B 81.8% 14.3% 21.4% 3.9% 12.3% 7.1% 42.9% 0.0% 0.6% 0.6% 0.0%