Contents AUGUST-SEPTEMBER 2018 2 | Insights 4 | Issue Intro 6 | Survey Says Efforts to Discourage Participant Loans 8 | TDF Analysis The Next Generation 10 | Compliance Update COVER STORY 22 | Getting Them Back on Track Why treat all new hires like they've never participated in a DC plan? FEATURE 28 | 2018 PLANSPONSOR National Conference Highlights from our 13th annual gathering. RESEARCH 38 | 2018 Participant Survey See How They Save: What motivates participant decisions? 42 | 2018 Managed Account Buyer's Guide A Custom Fit: With managed accounts, the more participant input, the better the allocation strategy. INVESTMENT FOCUS 48 | Fund Change Bringing white label investments and CITs to plans of all sizes. DB FOCUS 50 | New Interest in LDI Programs Some sponsors once unwilling to hedge their plans are doing so now. BEHAVIORAL FINANCE 52 | Another Way to Save NQDC plans help middle and upper management save more for retirement. 14 | Upfront Helping Caregivers Education Needed Before Open Enrollment Sifting Through Plan Regulations Fee Cuts Reflect New Industry Reality Questions for Health Benefits Brokers Helping to Build Emergency Savings 403(b) Plan Remedial Amendment Period 54 | ERISA Examination Fiduciary Training Guidance, tools are needed to succeed. 55 | Saxon Angle NYU Claims a Victory Trial alleging imprudence ends for the school. 56 | Plan Profile ESG Diversification A plan sponsor conducts an online RFP to help meet its mission. PLANSPONSOR.com August-September 2018 1http://www.plansponsordigital.com/plansponsor/august-september_2018/TrackLink.action?pageName=1&exitLink=http%3A%2F%2FPLANSPONSOR.com