CONTENTS DECEMBER 2020-JANUARY 2021 2 | INSIGHTS 4 | RULES & REGULATIONS Mortality Tables Reflect Longer Life; plus More From Washington and the Courts 7 | INDUSTRY ANALYSIS In-Plan Guaranteed Annuities 8 | UPFRONT Retirement Policy in the Near Future COVID-19's Effect on DB Plans The Right Plan Auditor ADMINISTRATION & GOVERNANCE COVER STORY 12 | The Truth About Plan Lawsuits Experts weigh in on the confusing, and at times contradictory, litigation landscape, for retirement plan fiduciaries. RESEARCH 16 | 2020 PLANSPONSOR Best in Class DC Providers Shining Examples: In a year darkened by COVID-19, our 2020 Defined Contribution (DC) Survey puts a spotlight on providers with exceptional service. OUTSOURCING 30 | Administrative Assistance What 3(16) fiduciary responsibility means and how outsourcing it works. INVESTMENTS 33 | Striking the Right Balance An IPS provides guidelines and operating procedures. DOCUMENTS 36 | Electronic Upgrade Guidelines to protect plan documents that go digital. PLANSPONSOR.COM December 2020 - January 2021 1 38 | ERISA EXAMINATION Another Line of Defense When following a prudent process does not defend a claim. 39 | INSIDE ANGLE What to Expect The DOL under a Biden administration. 40 | PLAN PROFILE Making Its QDIA Personal This sponsor's default investment is now managed accounts.http://www.PLANSPONSOR.COM