Final Steps Measures of Success BIC plans are always looking for ways to reduce costs, expand coverage or improve outcomes. Leverages Re-Enrollment 49% 94% 35% 11% 2017 2019 Has Fee Equalization Policy 69% 60% 41% 29% 21% 2017 2019 Offers Income Creation Options 87% 61% 49% 39% 2017 2019 2021 Promotes Health Savings Accounts (HSAs) 83% 78% 72% 43% 29% 47% 2017 46% 2019 49% 2021 2017 2019 20% 2021 40% 35% 52% 91% 79% 50% 2017 79% 51% 2019 Retirement Confidence 62% 80% 54% 2021 2021 2017 2019 2021 >75% of Participants Maximizing Match 47% 32% 21% 14% 2021 79% 2017 Deferral Rate 9.2% 8.9% 6.5% 6.8% 9.0% 7.4% 95% 80% 2019 94% 80% 2021 Bolstered by thoughtful plan design, BIC plans often outperform their peers in common measures of success. Participation Rate PLANSPONSOR.COM February - March 2021 25http://www.PLANSPONSOR.COM