PLANSPONSOR - February/March 2020 - 25

* = Requalified plans.
BlackRock, Inc. / BlackRock Retirement Savings Plan*
(New York, New York)
$2.8b / 5,000-9,999 participants / Financial Services
97%
ELIGIBILITY:
10% DEFAULT DEFERRAL RATE:
17
Quarterly
Yes
MATCH VESTING PERIOD:
MATCH RATE:
% RECEIVING FULL MATCH:
3 years
AUTO-ESCALATION:
PARTICIPATION RATE:
AVG DEFERRAL RATE:
# OF FUNDS OFFERED:
INVESTMENT REVIEW:
TRUE-UP FEATURE:
Immediate
8%
DEFAULT INVESTMENT: Retail TDF (index)
Yes
SYSTEMATIC WITHDRAWALS:
FEE EQUALIZATION:
MAX EMPLOYER CONTRIBUTION:
Yes
Not reported
50% of the first 8% of pay, up to $5,000 per plan year
50%-75%
6.79%
FINANCIAL EDUCATION:
o Saving/Budgeting o Investing strategies o Tax/Estate planning
o College saving o Credit/Debt mgmt o Retiree health costs/savings options
RECORDKEEPER:
Bank of America/Merrill Lynch
BlueCross BlueShield of Tennessee
(Chattanooga, Tennessee)
$750mm / 7,800 participants / Health Insurance
94%
Chambliss, Bahner and Stophel, P.C.
(Chattanooga, Tennessee)
>$25mm-$50mm / 175 participants / Legal
80%
ELIGIBILITY:
Twice a year
Yes
MATCH VESTING PERIOD:
MATCH RATE:
% RECEIVING FULL MATCH:
Immediate
9% DEFAULT DEFERRAL RATE:
58 DEFAULT INVESTMENT:
AUTO-ESCALATION:
PARTICIPATION RATE:
AVG DEFERRAL RATE:
# OF FUNDS OFFERED:
INVESTMENT REVIEW:
TRUE-UP FEATURE:
Immediate
5%
SYSTEMATIC WITHDRAWALS:
FEE EQUALIZATION:
100% of first 3% of salary, then 50% of next 2%
50%-75%
TDF (all types)
Opt-out
Yes
No
MAX EMPLOYER CONTRIBUTION:
4%
FINANCIAL EDUCATION:
o Saving/Budgeting o Investing strategies o Tax/Estate planning
o College saving o Credit/Debt mgmt o Retiree health costs/savings options
RECORDKEEPER:
Voya
CommunityAmerica Credit Union's
Directed Account Plan* (St. Louis, Missouri)
PARTICIPATION RATE:
AVG DEFERRAL RATE:
# OF FUNDS OFFERED:
INVESTMENT REVIEW:
TRUE-UP FEATURE:
MATCH VESTING PERIOD:
MATCH RATE:
% RECEIVING FULL MATCH:
ELIGIBILITY:
6.3% DEFAULT DEFERRAL RATE:
16
Quarterly
Yes
Immediate
DEFAULT INVESTMENT:
AUTO-ESCALATION:
Immediate
5%
SYSTEMATIC WITHDRAWALS:
FEE EQUALIZATION:
100% of the first 4% of salary
>75%
TDF (all types)
Opt-in
No
Yes
MAX EMPLOYER CONTRIBUTION:
7.5%
FINANCIAL EDUCATION:
o Saving/Budgeting o Investing strategies o Tax/Estate planning
o College saving o Credit/Debt mgmt o Retiree health costs/savings options
RECORDKEEPER:
Fidelity Investments
Bristol-Myers Squibb Company Savings
And Investment Program* (New York, New York)
$6.6b / 10,000 or more active participants / Biopharmaceuticals
94%
ELIGIBILITY:
11.7% DEFAULT DEFERRAL RATE:
14
Ongoing
MATCH VESTING PERIOD:
MATCH RATE:
% RECEIVING FULL MATCH:
5 years
AUTO-ESCALATION:
PARTICIPATION RATE:
AVG DEFERRAL RATE:
# OF FUNDS OFFERED:
INVESTMENT REVIEW:
TRUE-UP FEATURE:
Immediately upon hire
6%
DEFAULT INVESTMENT: Retail TDF (index)
Yes
No SYSTEMATIC WITHDRAWALS:
FEE EQUALIZATION:
100% of first 6% of salary
75%-100%
MAX EMPLOYER CONTRIBUTION:
Yes
No
9%-12%‡
FINANCIAL EDUCATION:
o Saving/Budgeting o Investing strategies o Tax/Estate planning
o College saving o Credit/Debt mgmt o Retiree health costs/savings options
RECORDKEEPER:
Fidelity Investments
$638mm / 1,000-4,999 participants / Credit Union
93.2%
ELIGIBILITY:
6.5%
Quarterly
DEFAULT DEFERRAL RATE:
AUTO-ESCALATION:
PARTICIPATION RATE:
AVG DEFERRAL RATE:
# OF FUNDS OFFERED:
INVESTMENT REVIEW:
TRUE-UP FEATURE:
MATCH VESTING PERIOD:
MATCH RATE:
% RECEIVING FULL MATCH:
Immediate
6%
32 DEFAULT INVESTMENT: Retail TDF (index)
Yes
4 years
No SYSTEMATIC WITHDRAWALS:
FEE EQUALIZATION:
100% of first 6% of salary
79%
MAX EMPLOYER CONTRIBUTION:
Yes
Yes
8.0%
FINANCIAL EDUCATION:
o Saving/Budgeting o Investing strategies o Tax/Estate planning
o College saving o Credit/Debt mgmt o Retiree health costs/savings options
RECORDKEEPER:
Empower Retirement
Cystic Fibrosis Foundation
(Bethesda, Maryland)
$98mm / 1,069 participants / Nonprofit Foundation
95%
ELIGIBILITY:
PARTICIPATION RATE:
AVG DEFERRAL RATE:
# OF FUNDS OFFERED:
INVESTMENT REVIEW:
TRUE-UP FEATURE:
MATCH VESTING PERIOD:
MATCH RATE:
% RECEIVING FULL MATCH:
Quarterly
Yes
8.6% DEFAULT DEFERRAL RATE:
30 DEFAULT INVESTMENT:
AUTO-ESCALATION:
Immediate
Within 3 months
5%
SYSTEMATIC WITHDRAWALS:
FEE EQUALIZATION:
100% of first 3% of salary, then 50% of next 2%
93%
TDF (all types)
Opt-out
No
No
MAX EMPLOYER CONTRIBUTION:
8%
FINANCIAL EDUCATION:
o Saving/Budgeting o Investing strategies o Tax/Estate planning
o College saving o Credit/Debt mgmt o Retiree health costs/savings options
RECORDKEEPER:
Vanguard
‡Includes 6% company match on dollar for dollar, plus an annual discretionary company contribution ranging from 3% through 6% of eligible pay.
Note: Match rates and employer contributions are simplified for reporting purposes and may have other attributes (e.g., caps/limits, tiers, etc.) not listed here.
PLANSPONSOR.COM February - March 2020 25
http://www.PLANSPONSOR.COM
PLANSPONSOR - February/March 2020

Table of Contents for the Digital Edition of PLANSPONSOR - February/March 2020
