Contents NOVEMBER/DECEMBER 2017 2 | Insights 4 | Issue Intro 6 | Compliance Update 8 | Plan Analysis Proprietary fund usage 10 | Survey Says Financial Ed in K-12 schools COVER STORY 22 | Seeking Value Which recordkeeping services are worth the extra cost? RESEARCH 30 | 2017 DC Survey: Plan Benchmarking Frames of Reference: Putting plan metrics into perspective. 46 | 2017 Research Year in Review Excerpts from our proprietary research results. TOTAL BENEFITS 54 | Owning a Piece of the Firm A stock plan can boost participants' financial wellness. DB FOCUS 58 | Breaking Up With a Fund Today's market regime stresses the sponsor/manager relationship. DB Q&A 60 | Reporting Requirements ERISA mandates DB plans to make certain disclosures. PLANSPONSOR.com November-December 2017 1 14 | Upfront Considering a Safe-Harbor Plan Design? Familiarity With Plan Fees Lacking Many New ESG ETFs Hit the Market Putting Money in Employees' Purses What Is a True-Up Match? Best Practices for Retirement Committees Reaching the Retired And Terminated 62 | ERISA Examination Choosing the Right Adviser Committee members need to issue an RFP for an outside fiduciary. 63 | Saxon Angle A Fiduciary's Guide To the Holidays Receipt of valued items must comply with ERISA. 64 | Plan Profile Leading by Example A plan sponsor introduces ESG as an option to manage retirement assets.http://www.PLANSPONSOR.com