PLANSPONSOR - February/March 2019 - 49

Republic National Distributing Company
(Atlanta, Georgia)
$652.9mm / 9,996 participants / Beverage Distribution
95%
ELIGIBILITY:
9.5%
19
Quarterly
Yes
MATCH VESTING PERIOD:
MATCH RATE:
% RECEIVING FULL MATCH:
3 yrs (cliff)
PARTICIPATION RATE:
AVG DEFERRAL RATE:
# OF FUNDS OFFERED:
INVESTMENT REVIEW:
TRUE-UP FEATURE:
Within 3 months
DEFAULT DEFERRAL RATE: 9% auto-enroll
DEFAULT INVESTMENT: Retail TDF (active)
AUTO-ESCALATION:
SYSTEMATIC WITHDRAWALS:
FEE EQUALIZATION:
50% of first 8% of salary deferrals
>80%
MAX EMPLOYER CONTRIBUTION:
Opt-in
Yes
Yes
4%
FINANCIAL EDUCATION:
o Saving/Budgeting o Investing strategies o Tax/Estate planning
o College saving o Credit/Debt mgmt o Retiree health costs/savings options
RECORDKEEPER:
Empower Retirement
Savannah River Nuclear Solutions, LLC
(Aiken, South Carolina)
$1.9b / 9,760 participants / Federal Government Contractor
96%
ELIGIBILITY:
9.8% DEFAULT DEFERRAL RATE:
14
Quarterly
Yes
MATCH VESTING PERIOD:
MATCH RATE:
% RECEIVING FULL MATCH:
3 yrs (cliff)
DEFAULT INVESTMENT:
AUTO-ESCALATION:
Seacoast National Bank
(Stuart, Florida)
$65.5mm / 1,092 participants / Commercial Banking
98%
ELIGIBILITY:
PARTICIPATION RATE:
AVG DEFERRAL RATE:
# OF FUNDS OFFERED:
INVESTMENT REVIEW:
TRUE-UP FEATURE:
MATCH VESTING PERIOD:
MATCH RATE:
% RECEIVING FULL MATCH:
6.4% DEFAULT DEFERRAL RATE:
17
Quarterly
Yes
Immediate
AUTO-ESCALATION:
Within 3 months
3%
DEFAULT INVESTMENT: Retail TDF (index)
Opt-out
Yes
SYSTEMATIC WITHDRAWALS:
FEE EQUALIZATION:
Retail TDF (index)
100% of first 3% of salary deferrals, then 50% of next 2%
>60%
MAX EMPLOYER CONTRIBUTION:
6%
FINANCIAL EDUCATION:
o Saving/Budgeting o Investing strategies o Tax/Estate planning
o College saving o Credit/Debt mgmt o Retiree health costs/savings options
RECORDKEEPER:
OneAmerica
Searles Valley Minerals
(Overland Park, Kansas)
PARTICIPATION RATE:
AVG DEFERRAL RATE:
# OF FUNDS OFFERED:
INVESTMENT REVIEW:
TRUE-UP FEATURE:
Immediate
8%
Institutional TDF
Opt-out
SYSTEMATIC WITHDRAWALS:
FEE EQUALIZATION:
$0.50 per $1 up to 6% or 8% of pay based on benefit group
>75%
MAX EMPLOYER CONTRIBUTION:
Yes
No
9%
FINANCIAL EDUCATION:
o Saving/Budgeting o Investing strategies o Tax/Estate planning
o College saving o Credit/Debt mgmt o Retiree health costs/savings options
RECORDKEEPER:
Transamerica
Schiff Hardin LLP
(Chicago, Illinois)
$171.6mm / 800 participants / Law Firm
88%
PARTICIPATION RATE:
AVG DEFERRAL RATE:
# OF FUNDS OFFERED:
INVESTMENT REVIEW:
TRUE-UP FEATURE:
MATCH VESTING PERIOD:
MATCH RATE:
% RECEIVING FULL MATCH:
ELIGIBILITY:
Quarterly
Yes
Immediate
7.9% DEFAULT DEFERRAL RATE:
28 DEFAULT INVESTMENT:
AUTO-ESCALATION:
Within 3 months
3%
Balanced fund
Opt-out
SYSTEMATIC WITHDRAWALS:
FEE EQUALIZATION:
25% of first 6% of salary deferrals
>65%
MAX EMPLOYER CONTRIBUTION:
Yes
Yes
7.5%
FINANCIAL EDUCATION:
o Saving/Budgeting o Investing strategies o Tax/Estate planning
o College saving o Credit/Debt mgmt o Retiree health costs/savings options
RECORDKEEPER:
MassMutual
$108.5mm / 500 - 999 participants / Natural Resources
97%
ELIGIBILITY:
9.2% DEFAULT DEFERRAL RATE:
21
Quarterly
Yes
MATCH VESTING PERIOD:
MATCH RATE:
% RECEIVING FULL MATCH:
Immediate
DEFAULT INVESTMENT:
AUTO-ESCALATION:
PARTICIPATION RATE:
AVG DEFERRAL RATE:
# OF FUNDS OFFERED:
INVESTMENT REVIEW:
TRUE-UP FEATURE:
Immediate
4%
Institutional TDF
Opt-out
SYSTEMATIC WITHDRAWALS:
FEE EQUALIZATION:
50% of first 4% of salary deferrals
>90%
MAX EMPLOYER CONTRIBUTION:
Yes
Yes
6%
FINANCIAL EDUCATION:
o Saving/Budgeting o Investing strategies o Tax/Estate planning
o College saving o Credit/Debt mgmt o Retiree health costs/savings options
RECORDKEEPER:
Empower Retirement
Spectrum Healthcare Partners
(South Portland, Maine)
$259.5mm / 875 participants / Health Care Organization (for profit)
97%
ELIGIBILITY:
8% DEFAULT DEFERRAL RATE:
18
Quarterly
Yes
MATCH VESTING PERIOD:
MATCH RATE:
% RECEIVING FULL MATCH:
Immediate
DEFAULT INVESTMENT:
AUTO-ESCALATION:
PARTICIPATION RATE:
AVG DEFERRAL RATE:
# OF FUNDS OFFERED:
INVESTMENT REVIEW:
TRUE-UP FEATURE:
Immediate
5%
Institutional TDF
Opt-out
SYSTEMATIC WITHDRAWALS:
FEE EQUALIZATION:
51% - 99% of first 6% of salary deferrals
>90%
MAX EMPLOYER CONTRIBUTION:
Yes
Yes
>10%
FINANCIAL EDUCATION:
o Saving/Budgeting o Investing strategies o Tax/Estate planning
o College saving o Credit/Debt mgmt o Retiree health costs/savings options
RECORDKEEPER:
Charles Schwab
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PLANSPONSOR - February/March 2019

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