There's been a changing of the guard. Schwab market cap index funds are now among the lowest cost in the industry-no matter the investment size. S&P 500 Index $3K investment $10K investment1 $5M investment Small-Cap Core $3K investment $10K investment1 $5M investment Core Bond $3K investment $10K investment1 $5M investment Schwab® Schwab Index Fund 0.03% Schwab Small-Cap Index Fund® 0.05% Schwab® U.S. Aggregate Bond Index Fund 0.04% Vanguard S&P 500 Vanguard 500 Index Fund 0.14% 0.04% -Vanguard Small-Cap Index Fund 0.18% 0.06% 0.05% Vanguard Total Bond Market Index Fund 0.15% 0.05% 0.04% Available wherever Schwab Funds® are sold. at visiting www.csimfunds.com/schwabfunds_prospectus. Please read it carefully before investing. 1 Lipper classification. Vanguard share class: $2,500 and $3,000-Investor share class; $10,000-Vanguard Admiral share class; $5,000,000-Institutional share class; Vanguard funds and/or share classes may have no investment minimum for certain investors. Vanguard may offer additional share classes not shown with lower expense ratios than those of their Institutional share class, but typically with a higher investment minimum. Expense ratios are subject to change. ©2017 Charles Schwab Investment Management, Inc. All rights reserved. CC1394012 (0317-VNLD) ADP95949-00 (08/17) 00190871http://www.csimfunds.com/schwabfunds_prospectus