PLANSPONSOR - October 2017 - 3

IMAGINE WHERE
YOUR EMPLOYEES
COULD GO WITH
INCOME FOR LIFE.
BUILT TO PERFORM.
CREATED TO SERVE.
Our lifetime income solutions can help
your employees retire with income
for life. Let's partner for their success
at TIAA.org/incomeforlife
INVESTING
ADVICE
BANKING
RETIREMENT
Any guarantees under annuities issued by TIAA are subject to TIAA's claims-paying ability. Certain products and services are only available to eligible
individuals. Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not bank deposits, are not
insured by any federal government agency, are not a condition to any banking service or activity, and may lose value. This material is for
informational or educational purposes only and does not constitute a recommendation or investment advice in connection with a distribution,
transfer or rollover, a purchase or sale of securities or other investment property, or the management of securities or other investments, including
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objectives or circumstances of any particular investor, or suggest any specifi c course of action. Investment decisions should be made in consultation
with an investor's personal advisor based on the investor's own objectives and circumstances. TIAA-CREF Individual & Institutional Services, LLC,
Teachers Personal Investors Services, Inc., and Nuveen Securities, LLC, Members FINRA and SIPC, distribute securities products. Annuity contracts
and certifi cates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF),
New York, NY. Each is solely responsible for its own fi nancial condition and contractual obligations. ©2017 Teachers Insurance and Annuity
Association of America-College Retirement Equities Fund, 730 Third Avenue, New York, NY 10017. 220627

http://www.TIAA.org/incomeforlife

PLANSPONSOR - October 2017

Table of Contents for the Digital Edition of PLANSPONSOR - October 2017

Moving Money
403(b) / 457 Buyer's Guide
Best Practices for the IPS
The Middle Ground
Questions, Answered
Navigating RMDs
PLANSPONSOR - October 2017 - Cover1
PLANSPONSOR - October 2017 - Cover2
PLANSPONSOR - October 2017 - 1
PLANSPONSOR - October 2017 - 2
PLANSPONSOR - October 2017 - 3
PLANSPONSOR - October 2017 - 4
PLANSPONSOR - October 2017 - 5
PLANSPONSOR - October 2017 - 6
PLANSPONSOR - October 2017 - 7
PLANSPONSOR - October 2017 - 8
PLANSPONSOR - October 2017 - 9
PLANSPONSOR - October 2017 - 10
PLANSPONSOR - October 2017 - 11
PLANSPONSOR - October 2017 - 12
PLANSPONSOR - October 2017 - 13
PLANSPONSOR - October 2017 - 14
PLANSPONSOR - October 2017 - 15
PLANSPONSOR - October 2017 - 16
PLANSPONSOR - October 2017 - 17
PLANSPONSOR - October 2017 - 18
PLANSPONSOR - October 2017 - 19
PLANSPONSOR - October 2017 - 20
PLANSPONSOR - October 2017 - 21
PLANSPONSOR - October 2017 - Moving Money
PLANSPONSOR - October 2017 - 23
PLANSPONSOR - October 2017 - 24
PLANSPONSOR - October 2017 - 25
PLANSPONSOR - October 2017 - 26
PLANSPONSOR - October 2017 - 27
PLANSPONSOR - October 2017 - 28
PLANSPONSOR - October 2017 - 29
PLANSPONSOR - October 2017 - 403(b) / 457 Buyer's Guide
PLANSPONSOR - October 2017 - 31
PLANSPONSOR - October 2017 - 32
PLANSPONSOR - October 2017 - 33
PLANSPONSOR - October 2017 - 34
PLANSPONSOR - October 2017 - 35
PLANSPONSOR - October 2017 - 36
PLANSPONSOR - October 2017 - 37
PLANSPONSOR - October 2017 - Best Practices for the IPS
PLANSPONSOR - October 2017 - 39
PLANSPONSOR - October 2017 - The Middle Ground
PLANSPONSOR - October 2017 - 41
PLANSPONSOR - October 2017 - Questions, Answered
PLANSPONSOR - October 2017 - 43
PLANSPONSOR - October 2017 - Navigating RMDs
PLANSPONSOR - October 2017 - 45
PLANSPONSOR - October 2017 - 46
PLANSPONSOR - October 2017 - 47
PLANSPONSOR - October 2017 - 48
PLANSPONSOR - October 2017 - Cover3
PLANSPONSOR - October 2017 - Cover4
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