Contents APRIL-MAY 2019 2 | Insights 4 | Issue Intro 6 | Survey Says HSAs for Retirement Saving 8 | Participant Analysis Advice/Savings Correlation 10 | Rules & Regulations Tussey v. ABB Draws to a Close; plus From Washington and The Courts COVER STORY 22 | 2019 Plan Sponsor of the Year Winners and Honorees We recognize the winners in 10 categories of plans plus two honorees. RESEARCH 48 | 2019 DB Administration Survey Seeking the Best Outcomes: DB plan sponsors continue to hunt for the ideal partner in a complex market. FEATURE 58 | 2019 PLANSPONSOR Service Stars Introducing our latest class of individual and team service representatives who demonstrate exemplary support to plan sponsors. INVESTMENT FOCUS 68 | Acting on ESG Principles Fiduciaries need more to drive selections than a wish to change the world. DB FOCUS 70 | Pension Risk Transfers Increase Several trends drive the dynamic growth. PS COACH 72 | Out of Harm's Way Best practices for protecting plan data. 74 | ERISA Examination Don't Forget Welfare Plans Those, too, are subject to ERISA. 76 | Inside Angle Infrastructure Fees Three lawsuits will impact the industry. 14 | Upfront Pros and Cons of ETFs in DC Plans Open MEPs Could Change the Market Shorter Tenure Calls for Progressive Design ESOPs for Retirement and Succession Monitoring the 3(38) Investment Manager What Recordkeeper Consolidation Means for Plan Sponsors What Makes a Super Saver? PLANSPONSOR.com April - May 2019 1http://www.plansponsordigital.com/plansponsor/april-may_2019/TrackLink.action?pageName=1&exitLink=http%3A%2F%2FPLANSPONSOR.com